Builder offers: read beyond the headline.
New Caney-area builder incentive sources and a checklist for comparing written offers.
Offer watch · reviewed October 31, 2026. Offers are not live quotes and may expire, change or apply only to selected homes. No rate or concession is guaranteed here. Confirm written lender and builder terms before relying on an advertisement.
Temporary 2–1 buydown
The builder promotes lower initial payments. A first-year rate is temporary; review the note rate, APR, years two and three, mortgage insurance and eligibility.
Read current lender terms ↗Flex Cash advertised
The community page advertises up to $70,000 on selected homes. Ask which home qualifies, the deadline and permitted uses. It is not automatically a price reduction.
Check official offer ↗Financing & closing-cost promotions
LGI displays a national sales event and financing promotions. Obtain the complete local loan terms and confirm whether the selected home qualifies.
Check local page and terms ↗Ask these questions before comparing offers
- Which address, loan type and closing deadline qualify?
- What are the note rate, APR, points, fees and required down payment?
- Is the payment reduction temporary, or is the rate fixed for the loan term?
- Does the offer require a preferred lender or title company?
- Can the incentive be combined with the negotiated price?
- What happens if construction or financing delays closing?
Compare the full cost
Get a Loan Estimate and include property taxes, homeowners insurance, flood insurance where appropriate, mortgage insurance, HOA dues and any applicable district assessments. Compare lender options on the same day with the same loan assumptions.